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FINANCIAL INSIGHTS

Short reads. Clear decisions.

SALARY · 6 MIN

How to calculate Gross to Net salary in Vietnam in 2026

Convert Gross to Net salary in Vietnam in 2026 through compulsory insurance, family deductions and the progressive personal income tax schedule.

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SALARY · 6 MIN

How to calculate Net to Gross salary in Vietnam in 2026

Convert Net to Gross salary in Vietnam in 2026 with a verifiable reverse calculation covering insurance, personal income tax, allowances and deductions.

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SALARY · 5 MIN

What are Gross and Net salary in Vietnam?

Understand Gross versus Net salary, common deductions and what to check in a Vietnamese employment agreement.

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SALARY · 5 MIN

What salary is subject to personal income tax in Vietnam in 2026?

Why there is no single Gross salary threshold for Vietnam personal income tax in 2026, and how insurance and deductions determine it.

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SOCIAL INSURANCE · 6 MIN

Eligibility for Vietnam's social-insurance lump sum from 1 July 2025

The main eligibility routes under the 2024 Social Insurance Law, including the 12-month non-contribution route for people insured before 1 July 2025.

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SOCIAL INSURANCE · 6 MIN

How to calculate Vietnam's social-insurance lump sum in 2026

Calculate the 2026 social-insurance lump sum using periods before and from 2014, the adjusted average salary and partial-month rules.

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SALARY · 4 MIN

Why does the highest tax rate not apply to your entire salary?

An explanation of Vietnam's partially progressive personal income tax schedule and why income in lower brackets remains taxed at lower rates.

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UNEMPLOYMENT INSURANCE · 5 MIN

Which six salary months determine unemployment benefit?

How Vietnam determines the latest six insured salary months, the 60% benefit, the regional cap and preserved contribution time from 2026.

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SOCIAL INSURANCE · 5 MIN

Why do social-insurance salary adjustment factors matter?

How historical insured salaries are adjusted before calculating the average salary and Vietnam's 2026 social-insurance lump-sum benefit.

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MATERNITY · 6 MIN

How to calculate maternity benefit and leave in 2026

Contribution conditions, the six-month salary average, the one-time allowance and seven-month leave for an eligible second child from 1 July 2026.

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LOANS · 4 MIN

A principal grace period does not mean interest-free

How to read a principal grace period, outstanding balance, interest payments and the risk when a loan moves to a floating rate.

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COMPOUND INTEREST · 4 MIN

Nominal return and real purchasing power

The difference between a future account balance and inflation-adjusted purchasing power, including how to interpret an effective annual return.

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