SOCIAL INSURANCE · 6 MIN READ
Eligibility for Vietnam's social-insurance lump sum from 1 July 2025
Leaving employment does not automatically make every person eligible for a social-insurance lump sum. Eligibility depends on the group, prior participation and claim reason.
Main eligibility routes
Article 70 of the 2024 Social Insurance Law includes reaching retirement age without the minimum contribution period, permanent emigration, specified severe illness, at least 81% loss of working capacity, or exceptionally severe disability.
Separate provisions apply to certain people leaving the armed services and to foreign employees or other people within Clause 2, Article 2 of the Law.
The route after 12 months without contributions
A person with social-insurance contributions before 1 July 2025 may qualify after 12 months outside compulsory insurance, without voluntary contributions, and with fewer than 20 total contribution years.
Decree 158/2025/NĐ-CP explains that this is a continuous non-contribution period ending in the month immediately before the authority receives the claim, subject to exclusions specified by law.
Why to review the decision first
Taking a lump sum reduces contribution time preserved for long-term benefits. Compare preservation or continued participation with the lump-sum estimate in light of your circumstances.
The social-insurance authority decides eligibility and entitlement timing. The calculator estimates only the amount where the claimant already meets an eligibility route.