Identify total Gross pay
Combine base salary with allowances and bonuses in the payroll period. Classify insured and taxable amounts separately rather than treating every payment alike.
VIETNAM SALARY CALCULATOR
Vietnam Gross to Net salary
and Net to Gross calculator 2026.
Convert Gross to Net to see take-home pay, or Net to Gross to compare a salary offer. Review insurance, personal income tax, allowances and family deductions for the legal period you choose.
DETAILED CALCULATOR
Vietnam Gross ↔ Net
Monthly basis · Tax resident · Employment contract in Vietnam
Rules effective from 1 July 2026, including the VND 2.53 million reference level.
Need a 2025 salary comparison?
Dependants
0
Deduction VND 0Subject to compulsory insuranceSocial 8% · Health 1.5% · Unemployment 1%
Allowances & advanced settingsClassify correctly for tax and insurance+
Add each amount and classify it independently from the actual record. The calculator does not guess whether an amount is insured or taxable.
ItemAmountInsuredTaxable
VND
Insurance contribution base
RESULT EXPLAINED
Every amount is auditable.
Beyond one Net number, the calculator shows every base and cap used.
Enter a salary above to see every calculation step, formula and base used.
QUICK COMPARISON
What changed in 2026?
ItemYear 2025From 1 Jan 2026From 1 Jul 2026
Personal deductionVND 11mVND 15.5mVND 15.5m
Per dependantVND 4.4mVND 6.2mVND 6.2m
Salary tax schedule7 brackets5 brackets5 brackets
Reference levelVND 2.34mVND 2.34mVND 2.53m
Social/health capVND 46.8mVND 46.8mVND 50.6m
Region I minimum wageVND 4.96mVND 5.31mVND 5.31m
CONVERSION GUIDE
How to convert Gross and Net salary in Vietnam in 2026
Three steps to understand the result before checking an employment offer or payslip.
Calculate insurance and personal income tax
Apply the correct contribution bases, insurance caps, personal and dependant deductions, and tax schedule for the selected legal period. Net is Gross after these deductions.
Verify Net to Gross
For a target Net, the calculator finds the lowest Gross that reaches it and reruns the forward calculation. This two-way check avoids an inaccurate fixed conversion rate.
FREQUENTLY ASKED QUESTIONS
Understand the calculation first.
How do I use the Gross Net salary converter?
Select the legal period and conversion direction, then enter the monthly salary. Choose the region, insurance base, dependant count and any allowances. The result separates Gross salary, each insurance contribution, personal income tax and Net pay for comparison.
What is the difference between Gross and Net salary?
Gross salary is income before employee-side deductions. Net salary is take-home pay after compulsory insurance, personal income tax and other valid payroll adjustments.
What is deducted when converting Gross salary to Net?
The calculation normally identifies employee social, health and unemployment insurance separately, then personal income tax after deductions. Contribution bases, caps, allowances and dependant count can change the result.
Can Net salary be converted to Gross with one fixed percentage?
No. Insurance is capped and personal income tax is progressive, so the calculation must find the Gross amount that produces the target Net and then verify it with the forward Gross-to-Net calculation.
Who is the HCMetric.com salary calculator designed for?
It estimates monthly salary for a tax resident earning salary or wages in Vietnam. Actual dependant records, employment terms and payroll documents remain decisive.
Legal sources
Links point to the Government Portal or guidance from the social-insurance authority.
Law on Personal Income Tax No. 109/2025/QH15Five-bracket schedule for salary and wage income from tax year 2026.
↗Resolution 110/2025/UBTVQH15Deductions of VND 15.5 million for the taxpayer and VND 6.2 million per dependant from 2026.
↗Law on Social Insurance No. 41/2024/QH15Contribution base, cap of 20 times the reference level and the employee's 8% social-insurance contribution.
↗Law on Health Insurance No. 51/2024/QH15Health-insurance salary base and monthly cap of 20 times the reference level.
↗Law on Employment No. 74/2025/QH15 & Decree 374/2025/NĐ-CPEmployee unemployment insurance of 1% and a contribution cap of 20 times the regional minimum wage from 1 January 2026.
↗Decree 293/2025/NĐ-CPRegional minimum wages I–IV from 1 January 2026: VND 5.31 · 4.73 · 4.14 · 3.70 million.
↗Decree 161/2026/NĐ-CPStatutory base salary of VND 2.53 million per month from 1 July 2026.
↗Professional note
Results are estimates for tax residents earning monthly salary or wages. Tax-exempt amounts, insurance bases, dependants and other deductions require appropriate documentation. Check with HR, payroll or the competent authority before signing a contract or filing a tax return.